McPherson Minn Lake Insurance Company
105 East Main St.
PO Box 69
St. Clair, MN 56080
Phone: 507.245.3434



  • Home Insurance
  • Farm & Personal Property
  • Liability
  • Inland Marine

At McPherson Minn Lake Mutual Insurance Company we provide much more than Homeowners insurance, we offer Residence and Contents insurance. Not all of us are considered Homeowners by definition; however our apartments, condos and rental properties are still considered “home” to many of us. For that reason we offer exceptional Residence and Contents insurance coverage that is targeted towards all of our “homes” – whether traditional or not.

  • Homeowners Insurance
  • Renters Insurance
  • Condominiums
  • Mobile Home Insurance
  • Rental Homes
  • Seasonal Home Insurance

Along with the Residence coverage our Independent Agents can assist you with what is even more important, the insurance policies that protect your possessions and personal items. When disaster strikes you can lose much more than the dwelling structure itself, you can lose belongings – photographs, appliances, mementoes, furniture, etc. – this is where Residence Contents Insurance comes into play. We will assist you to ensure that your items and your family’s most treasured possessions are protected.

Whether you’re moving, purchasing your first home or getting that seasonal cabin you’ve been dreaming of, make sure to contact a McPherson Minn Lake insurance agent - we keep your best interests in mind.

As any farmer will tell you, a farm becomes much more than a means of income; it very quickly becomes your home and your livelihood; it’s a 24/7 business that becomes a part of who you are. At McPherson Minn Lake Mutual Insurance Company our Independent Agents will work one-on-one with you to develop a comprehensive policy that will cover you, your family and your farming assets.

Our detailed agents will ask the questions needed to draw-up an effective and accurate policy to cover your entire farming operation. Including but not limited to:

  • Residence
  • Personal Property
  • Outbuildings & Structures
  • Machinery/Equipment
  • Livestock
The strong risk management programs/polices developed by our agents will protect your farming investment from unexpected loss and/or damage. The unforeseen is just that, but that doesn’t mean you can’t be prepared; call one of our detailed, professional agents today to get your coverage in place.
At McPherson Minn Lake Mutual Insurance Company we offer General Liability Insurance.

There are many items in life that are difficult to pin a price tag on, for those items we offer Inland Marine Insurance. Inland Marine Coverage is an invaluable service for individuals with unique property, construction and manufacturing equipment and other items not covered by basic contracts. Often times people don’t realize the number of valuable possessions they actually own; fortunately our agents are skilled at asking the right questions to make certain that everything that needs coverage is covered.

This form of insurance refers to the following types of items:

  • Possessions that are actually in transit
  • Items held by a bailee
  • A good that is often moved to different locations

Inland Marine Insurance is at times recommended to individuals, but it is most often beneficial for business owners, including those in the construction trades (carpenters, plumbers, electricians, etc); it is also valuable for jewelers and product dealers. Inland Marine Insurance covers loss or damage of many items, including but not limited to:

  • Camera and Photographic Equipment
  • Computer Coverage
  • Contractors Equipment
  • Fine Arts
  • Guns
  • Jewelry
  • Etc.
If you feel you have possessions or equipment that are not covered in your other insurance contracts, contact us today. We will take the time to thoroughly review your existing insurance policies and draw-up an Inland Marine coverage plan to meet your needs.
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